Franchise SBA Financing Model
An editable spreadsheet for planning an SBA 7(a)-financed franchise purchase -- loan amortization, monthly P&L, breakeven, and a 3-year outlook. Not a data report -- a working calculator you fill in with your own numbers.
Loan Amortization Schedule
Full monthly payment, principal, interest, and remaining balance for your loan's entire term -- formula-driven, not static.
Monthly P&L & Breakeven
Plug in your projected revenue and fee structure (royalty, ad fund, COGS, labor) and see your monthly profit and breakeven revenue instantly.
3-Year Summary
A simple multi-year projection with an adjustable growth assumption -- see how the numbers move over time, not just month one.
Category Benchmarks
A reference sheet of real average and median SBA loan sizes by franchise category, pulled from FranchiseRanked's own dataset, so you can sanity-check your assumptions against real peers.
What it is -- and isn't
- An editable Excel workbook with real amortization/P&L/breakeven formulas -- edit the yellow cells and everything recalculates.
- Pre-filled with reasonable starting defaults, including a benchmark reference sheet from FranchiseRanked's own SBA loan dataset.
- ✕Not financial, legal, or investment advice, and not a substitute for a franchise's FDD, an accountant, or a franchise attorney.
- ✕Not a quote -- your actual SBA loan rate, term, and fees depend on your lender and the specific franchise.
Delivered by email within minutes of purchase. Requires Excel or a compatible spreadsheet app.