WSI
13
SBA Loans
$2.4M
Total Financed
$186K
Avg Loan Size
—
YoY Loan Growth
How WSI Compares
- Ranks #39 of 241 Business & Professional Services brands by SBA loan count (#726 of 3,543 overall).
- Its average loan of $186K is 26% below the Business & Professional Services median of $250K.
- With only 13 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Business & Professional Services brands overall see a 2.1% charge-off rate across 2,936 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 2 | $300K |
| FY2021 | 4 | $909K |
| FY2022 | 2 | $280K |
| FY2023 | 1 | $150K |
| FY2024 | 2 | $554K |
| FY2025 | 1 | $150K |
| FY2026 | 1 | $75K |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where WSI Is Getting SBA-Financed
Recent SBA-Financed WSI Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is WSI growing or shrinking?
WSI doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #39 of 241 Business & Professional Services brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a WSI franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $186K (26% below the typical Business & Professional Services brand's $250K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for WSI?
WSI only has 13 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Business & Professional Services brands overall see a 2.1% charge-off rate across 2,936 loans.
Top SBA Lenders
- United Midwest Savings Bank National Association7
- The Huntington National Bank2
- Five Star Bank1
- First Bank1
- Readycap Lending, LLC1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset