FranchiseRanked

World of Sourdough

Restaurants & FoodSBA loans FY2023–FY2025

11

SBA Loans

$3.3M

Total Financed

$298K

Avg Loan Size

-20%

YoY Loan Growth

How World of Sourdough Compares

  • Ranks #203 of 1,075 Restaurants & Food brands by SBA loan count (#845 of 3,543 overall).
  • Its average loan of $298K is 29% below the Restaurants & Food median of $419K.
  • With only 11 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY20232$697K
FY20245$1.2M
FY20254$1.4M

FY2025 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where World of Sourdough Is Getting SBA-Financed

Recent SBA-Financed World of Sourdough Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

Sourdough & CoSan Marcos, CA
$150,0002025-04-15
Karj Sourdough RC LLCRANCHO CUCAMONGA, CA
$417,0002025-02-28
Karj Sourdough Upland LLCUPLAND, CA
$441,0002025-02-27
JJJ Judge Sourdough II, LLCHENDERSON, NV
$405,0002024-12-04
J&RSQUARED CORPORATIONCONCORD, CA
$305,0002024-06-28
Sourdough & CoSUNNYVALE, CA
$258,0002024-06-21
D&X HOLDINGS LLCROSEVILLE, CA
$280,0002024-06-05
JAGSUN LLCHUNTINGTON BEACH, CA
$300,0002024-03-15
JAGSUN LLCHUNTINGTON BEACH, CA
$25,0002024-03-11
Valley Investment Solutions Inc dba Sourdough & CoCERES, CA
$346,0002023-07-27
DMS CAPITAL GROUP SF CO.PACIFICA, CA
$351,0002023-07-19

Frequently Asked Questions

Is World of Sourdough growing or shrinking?

World of Sourdough's SBA loan count fell 20% year-over-year. A decline in SBA financing doesn't necessarily mean the brand is shrinking -- franchisees may be using other financing, or SBA lending patterns may have shifted broadly.

How much does it cost to open a World of Sourdough franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $298K (29% below the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for World of Sourdough?

World of Sourdough only has 11 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.

Top SBA Lenders

  • Byline Bank3
  • VelocitySBA, LLC3
  • The Huntington National Bank2
  • Main Street Launch1
  • Open Bank1
Planning to finance a restaurants & food purchase?

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Source: SBA 7(a) FOIA loan dataset. View dataset