Which Wich
11
SBA Loans
$3.7M
Total Financed
$340K
Avg Loan Size
—
YoY Loan Growth
How Which Wich Compares
- Ranks #189 of 1,075 Restaurants & Food brands by SBA loan count (#796 of 3,543 overall).
- Its average loan of $340K is 19% below the Restaurants & Food median of $419K.
- With only 11 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 6 | $1.9M |
| FY2021 | 2 | $1.1M |
| FY2023 | 3 | $680K |
FY2023 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Which Wich Is Getting SBA-Financed
Recent SBA-Financed Which Wich Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Which Wich growing or shrinking?
Which Wich doesn't have enough SBA loan activity in both FY2022 and FY2023 to calculate a reliable year-over-year trend. For context, it ranks #189 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Which Wich franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $340K (19% below the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Which Wich?
Which Wich only has 11 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
Top SBA Lenders
- Live Oak Banking Company2
- The Huntington National Bank2
- CRF Small Business Loan Company, LLC1
- Beacon Bank and Trust1
- SouthState Bank, National Association1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset