Vital Care
60
SBA Loans
$62.0M
Total Financed
$1.0M
Avg Loan Size
+67%
YoY Loan Growth
How Vital Care Compares
- Ranks #16 of 413 Retail brands by SBA loan count (#168 of 3,543 overall).
- Its average loan of $1.0M is 149% above the Retail median of $415K.
- Its 0.0% charge-off rate compares to a 1.1% average across all Retail brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 2 | $975K |
| FY2021 | 2 | $3.4M |
| FY2022 | 3 | $1.4M |
| FY2023 | 15 | $11.8M |
| FY2024 | 9 | $9.3M |
| FY2025 | 15 | $15.8M |
| FY2026 | 14 | $19.3M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Vital Care Is Getting SBA-Financed
Recent SBA-Financed Vital Care Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Vital Care growing or shrinking?
Vital Care's SBA loan count grew +67% year-over-year, suggesting rising financed expansion. This reflects SBA-backed financing activity, not necessarily total unit count -- see the methodology page for what this does and doesn't measure.
How much does it cost to open a Vital Care franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $1.0M (149% above the typical Retail brand's $415K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Vital Care?
0 of 60 SBA loans to Vital Care franchisees (0.0%) have been charged off since FY2020, compared to 1.1% across all Retail brands.
Explore More
Top SBA Lenders
- First Financial Bank26
- The Huntington National Bank9
- Live Oak Banking Company6
- Encore Bank5
- Idaho Central CU3
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset