Verlo Mattress
12
SBA Loans
$6.1M
Total Financed
$512K
Avg Loan Size
-40%
YoY Loan Growth
How Verlo Mattress Compares
- Ranks #71 of 413 Retail brands by SBA loan count (#785 of 3,543 overall).
- Its average loan of $512K is 23% above the Retail median of $415K.
- With only 12 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Retail brands overall see a 1.1% charge-off rate across 4,387 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2022 | 1 | $1.4M |
| FY2023 | 3 | $1.3M |
| FY2024 | 5 | $2.0M |
| FY2025 | 3 | $1.4M |
FY2025 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Verlo Mattress Is Getting SBA-Financed
Recent SBA-Financed Verlo Mattress Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Verlo Mattress growing or shrinking?
Verlo Mattress's SBA loan count fell 40% year-over-year. A decline in SBA financing doesn't necessarily mean the brand is shrinking -- franchisees may be using other financing, or SBA lending patterns may have shifted broadly.
How much does it cost to open a Verlo Mattress franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $512K (23% above the typical Retail brand's $415K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Verlo Mattress?
Verlo Mattress only has 12 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Retail brands overall see a 1.1% charge-off rate across 4,387 loans.
Explore More
Top SBA Lenders
- The Huntington National Bank6
- First Bank of the Lake2
- Old National Bank1
- The Bank of Houston1
- Summit State Bank1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset