USA Ninja Challenge
26
SBA Loans
$11.6M
Total Financed
$446K
Avg Loan Size
+40%
YoY Loan Growth
How USA Ninja Challenge Compares
- Ranks #45 of 302 Fitness & Recreation brands by SBA loan count (#425 of 3,543 overall).
- Its average loan of $446K is 27% above the Fitness & Recreation median of $350K.
- Its 0.0% charge-off rate compares to a 2.0% average across all Fitness & Recreation brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 2 | $981K |
| FY2021 | 1 | $182K |
| FY2022 | 5 | $1.5M |
| FY2023 | 1 | $224K |
| FY2024 | 5 | $1.0M |
| FY2025 | 7 | $4.8M |
| FY2026 | 5 | $2.8M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where USA Ninja Challenge Is Getting SBA-Financed
Recent SBA-Financed USA Ninja Challenge Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is USA Ninja Challenge growing or shrinking?
USA Ninja Challenge's SBA loan count grew +40% year-over-year, suggesting rising financed expansion. This reflects SBA-backed financing activity, not necessarily total unit count -- see the methodology page for what this does and doesn't measure.
How much does it cost to open a USA Ninja Challenge franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $446K (27% above the typical Fitness & Recreation brand's $350K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for USA Ninja Challenge?
0 of 26 SBA loans to USA Ninja Challenge franchisees (0.0%) have been charged off since FY2020, compared to 2.0% across all Fitness & Recreation brands.
Top SBA Lenders
- The Huntington National Bank10
- Citizens Bank3
- Celtic Bank Corporation3
- Frost Bank1
- Newtek Small Business Finance, Inc.1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset