Uptown Cheapskate

RetailSBA loans FY2020–FY2026

SBA Loans

$41.9M

Total Financed

$537K

Avg Loan Size

+200%

YoY Loan Growth

How Uptown Cheapskate Compares

Ranks #10 of 413 Retail brands by SBA loan count (#118 of 3,543 overall).
Its average loan of $537K is 29% above the Retail median of $415K.
Its 0.0% charge-off rate compares to a 1.1% average across all Retail brands.

SBA Loan Activity by Fiscal Year

Fiscal Year	Loans	Total Financed
FY2020	9	$3.1M
FY2021	15	$6.8M
FY2022	12	$5.5M
FY2023	10	$5.1M
FY2024	5	$3.2M
FY2025	15	$10.1M
FY2026	12	$8.2M

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where Uptown Cheapskate Is Getting SBA-Financed

Texas20 loans · $12.5M Michigan7 loans · $3.6M Virginia6 loans · $1.9M South Carolina5 loans · $2.7M Georgia4 loans · $1.8M Ohio4 loans · $2.1M Utah4 loans · $3.4M Tennessee3 loans · $1.4M Florida3 loans · $1.8M Arizona3 loans · $2.1M Pennsylvania2 loans · $1.0M Oklahoma2 loans · $722K Missouri2 loans · $612K California2 loans · $896K North Carolina2 loans · $1.0M

Recent SBA-Financed Uptown Cheapskate Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

UPTOWN DELRAY BEACH LLCDELRAY BEACH, FL

$499,0002026-06-25

UPTOWN CHEAPSKATE OF EDWARDSVILLE LLCFAIRVIEW HEIGHTS, IL

$680,5002026-04-09

UC WALKER LLCGRAND RAPIDS, MI

$770,3002026-04-01

Wright Resale L.L.C.RENO, NV

$598,0002026-03-31

Freedom Image Group, LLCLANCASTER, PA

$710,8002026-03-16

UC Easley LLCEASLEY, SC

$673,0002026-03-11

DANA COLLECTIVE LLCSAINT GEORGE, UT

$747,4002026-03-11

Lowcountry Quinn, LLCJames Island, SC

$675,3002026-01-27

Formally Forward LLCMuskegon, MI

$650,6002026-01-22

UC AZ PHOENIX LLCMESA, AZ

$976,5002025-12-22

Walls Family TX IncMCKINNEY, TX

$419,4002025-12-01

UC CLEVELAND, LLCCLEVELAND, TN

$763,4002025-11-24

LJRG Lewis, LLCHUDSON OAKS, TX

$720,0002025-09-26

LJRG Lewis, LLCWEATHERFORD, TX

$720,0002025-09-24

Uptown Resale LLCRaleigh, NC

$667,0002025-09-10

UC Pearland LLCPEARLAND, TX

$1,710,0002025-09-04

UC Sustainable LLCKATY, TX

$710,0002025-08-22

A & E UPTOWN, LLCTUCSON, AZ

$704,0002025-08-20

UC OCALA LLCOCALA, FL

$640,3002025-06-16

CLASSIC CLOTHES LLCSURPRISE, AZ

$451,0002025-05-30

MEDFORD UPTOWN CHEAPSKATE LLCMEDFORD, OR

$499,9002025-05-29

Uptown Cheapskate Waco, LLCWACO, TX

$732,0002025-04-25

Meshi3 IncorporatedFREDERICKSBURG, VA

$426,2002025-03-13

Lowcountry Quinn, LLCCHARLESTON, SC

$499,9002024-12-23

UPTOWN CHEAPSKATE SPRINGSPRING, TX

$500,0002024-12-11

Frequently Asked Questions

Is Uptown Cheapskate growing or shrinking?

Uptown Cheapskate's SBA loan count grew +200% year-over-year, suggesting rising financed expansion. This reflects SBA-backed financing activity, not necessarily total unit count -- see the methodology page for what this does and doesn't measure.

How much does it cost to open a Uptown Cheapskate franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $537K (29% above the typical Retail brand's $415K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for Uptown Cheapskate?

0 of 78 SBA loans to Uptown Cheapskate franchisees (0.0%) have been charged off since FY2020, compared to 1.1% across all Retail brands.

Explore More

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Top SBA Lenders

Wells Fargo Bank National Association27
Citizens Bank18
KeyBank National Association15
The Huntington National Bank5
CRF Small Business Loan Company, LLC1

Planning to finance a retail purchase?

Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.

Source: SBA 7(a) FOIA loan dataset. View dataset