Top Rail Fence
28
SBA Loans
$5.0M
Total Financed
$180K
Avg Loan Size
0%
YoY Loan Growth
How Top Rail Fence Compares
- Ranks #56 of 294 Home & Repair Services brands by SBA loan count (#403 of 3,543 overall).
- Its average loan of $180K is 2% above the Home & Repair Services median of $177K.
- Its 0.0% charge-off rate compares to a 2.9% average across all Home & Repair Services brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2023 | 1 | $150K |
| FY2024 | 11 | $1.4M |
| FY2025 | 11 | $2.2M |
| FY2026 | 5 | $1.3M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Top Rail Fence Is Getting SBA-Financed
Recent SBA-Financed Top Rail Fence Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Top Rail Fence growing or shrinking?
Top Rail Fence's SBA loan count grew 0% year-over-year, suggesting rising financed expansion. This reflects SBA-backed financing activity, not necessarily total unit count -- see the methodology page for what this does and doesn't measure.
How much does it cost to open a Top Rail Fence franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $180K (2% above the typical Home & Repair Services brand's $177K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Top Rail Fence?
0 of 28 SBA loans to Top Rail Fence franchisees (0.0%) have been charged off since FY2020, compared to 2.9% across all Home & Repair Services brands.
Top SBA Lenders
- The Huntington National Bank14
- First Bank of the Lake5
- United Midwest Savings Bank National Association3
- Magnifi Financial CU2
- Hanover Community Bank1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset