The Vital Stretch
10
SBA Loans
$2.2M
Total Financed
$216K
Avg Loan Size
—
YoY Loan Growth
How The Vital Stretch Compares
- Ranks #98 of 302 Fitness & Recreation brands by SBA loan count (#908 of 3,543 overall).
- Its average loan of $216K is 38% below the Fitness & Recreation median of $350K.
- With only 10 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Fitness & Recreation brands overall see a 2.0% charge-off rate across 5,280 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2024 | 3 | $620K |
| FY2026 | 7 | $1.5M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where The Vital Stretch Is Getting SBA-Financed
Recent SBA-Financed The Vital Stretch Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is The Vital Stretch growing or shrinking?
The Vital Stretch doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #98 of 302 Fitness & Recreation brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a The Vital Stretch franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $216K (38% below the typical Fitness & Recreation brand's $350K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for The Vital Stretch?
The Vital Stretch only has 10 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Fitness & Recreation brands overall see a 2.0% charge-off rate across 5,280 loans.
Top SBA Lenders
- The Huntington National Bank6
- First Bank of the Lake2
- First National Bank of Pennsylvania1
- Wilmington Savings Fund Society FSB1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset