The UPS Store
1,040
SBA Loans
$390.3M
Total Financed
$375K
Avg Loan Size
+33%
YoY Loan Growth
How The UPS Store Compares
- Ranks #1 of 241 Business & Professional Services brands by SBA loan count (#1 of 3,543 overall).
- Its average loan of $375K is 50% above the Business & Professional Services median of $250K.
- Its 0.2% charge-off rate compares to a 2.1% average across all Business & Professional Services brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 60 | $14.9M |
| FY2021 | 172 | $57.7M |
| FY2022 | 164 | $55.8M |
| FY2023 | 219 | $76.5M |
| FY2024 | 127 | $53.5M |
| FY2025 | 169 | $74.7M |
| FY2026 | 129 | $57.1M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where The UPS Store Is Getting SBA-Financed
Recent SBA-Financed The UPS Store Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is The UPS Store growing or shrinking?
The UPS Store's SBA loan count grew +33% year-over-year, suggesting rising financed expansion. This reflects SBA-backed financing activity, not necessarily total unit count -- see the methodology page for what this does and doesn't measure.
How much does it cost to open a The UPS Store franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $375K (50% above the typical Business & Professional Services brand's $250K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for The UPS Store?
2 of 1,040 SBA loans to The UPS Store franchisees (0.2%) have been charged off since FY2020, compared to 2.1% across all Business & Professional Services brands.
Top SBA Lenders
- The Huntington National Bank186
- United Community Bank57
- Bank of America, National Association56
- U.S. Bank, National Association49
- Merchants Bank of Indiana38
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset