THE TOX
13
SBA Loans
$3.8M
Total Financed
$292K
Avg Loan Size
—
YoY Loan Growth
How THE TOX Compares
- Ranks #58 of 170 Health, Senior & Child Care brands by SBA loan count (#745 of 3,543 overall).
- Its average loan of $292K is 12% below the Health, Senior & Child Care median of $333K.
- With only 13 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Health, Senior & Child Care brands overall see a 1.1% charge-off rate across 3,806 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2025 | 5 | $1.5M |
| FY2026 | 8 | $2.3M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where THE TOX Is Getting SBA-Financed
Recent SBA-Financed THE TOX Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is THE TOX growing or shrinking?
THE TOX doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #58 of 170 Health, Senior & Child Care brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a THE TOX franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $292K (12% below the typical Health, Senior & Child Care brand's $333K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for THE TOX?
THE TOX only has 13 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Health, Senior & Child Care brands overall see a 1.1% charge-off rate across 3,806 loans.
Top SBA Lenders
- First Bank of the Lake6
- The Huntington National Bank4
- Buckeye State Bank2
- Oconee State Bank1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset