FranchiseRanked

The Spice & Tea Exchange

RetailSBA loans FY2020–FY2025

21

SBA Loans

$4.8M

Total Financed

$229K

Avg Loan Size

—

YoY Loan Growth

How The Spice & Tea Exchange Compares

  • Ranks #43 of 413 Retail brands by SBA loan count (#506 of 3,543 overall).
  • Its average loan of $229K is 45% below the Retail median of $415K.
  • Its 0.0% charge-off rate compares to a 1.1% average across all Retail brands.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY20202$397K
FY20214$1.1M
FY20227$1.3M
FY20231$350K
FY20242$760K
FY20255$860K

FY2025 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where The Spice & Tea Exchange Is Getting SBA-Financed

Ohio5 loans · $847KMichigan3 loans · $590KIndiana3 loans · $750KFlorida2 loans · $606KMaryland2 loans · $286KArizona1 loan · $150KNorth Carolina1 loan · $230KTennessee1 loan · $300KMinnesota1 loan · $290KConnecticut1 loan · $500KArkansas1 loan · $260K

Recent SBA-Financed The Spice & Tea Exchange Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

JKLM COLLECTIVE INCNOBLESVILLE, IN
$50,0002025-08-19
JKLM COLLECTIVE INCNOBLESVILLE, IN
$350,0002025-08-19
STIR VENTURES, LLCHUDSON, OH
$50,0002024-11-12
STIR VENTURES, LLCHUDSON, OH
$200,0002024-11-12
Delpar Stone LLCFRANKENMUTH, MI
$210,0002024-11-05
Bentonville S&TE, LLCBentonville, AR
$260,0002024-07-09
MAVRICK SPICE, LLCNEW CANAAN, CT
$500,0002023-11-15
THE SEASONING SHOPPE, LLCNEW ALBANY, IN
$350,0002023-03-09
ST Mattis Enterprises LLCBALTIMORE, MD
$256,0002022-08-17
ST Mattis Enterprises LLCBALTIMORE, MD
$30,0002022-08-17
Team MPMunroe, Inc.Rochester, MI
$30,0002022-08-01
Team MPMunroe, Inc.Rochester, MI
$350,0002022-08-01
SKRW New Leaf Ventures, LLCChagrin Falls, OH
$310,0002022-04-05
SKRW New Leaf Ventures, LLCChagrin Falls, OH
$40,0002022-04-05
Duluth- Spice & Teaz LLCDULUTH, MN
$290,0002022-03-31
Music City Spice LLCNASHVILLE, TN
$300,0002021-09-21
The Spice and Tea Exchange of KannapolisKANNAPOLIS, NC
$229,8002021-07-23
Phynix Enterprise LLCPANAMA CITY BEACH, FL
$365,0002021-03-09
Una Vida Bendecida LLCFernandina Beach, FL
$241,4002021-02-05
SPLS HOLDINGS, LLCSCOTTSDALE, AZ
$150,0002019-12-11
World Flavor LLCCOLUMBUS, OH
$247,0002019-10-08

Frequently Asked Questions

Is The Spice & Tea Exchange growing or shrinking?

The Spice & Tea Exchange doesn't have enough SBA loan activity in both FY2024 and FY2025 to calculate a reliable year-over-year trend. For context, it ranks #43 of 413 Retail brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.

How much does it cost to open a The Spice & Tea Exchange franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $229K (45% below the typical Retail brand's $415K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for The Spice & Tea Exchange?

0 of 21 SBA loans to The Spice & Tea Exchange franchisees (0.0%) have been charged off since FY2020, compared to 1.1% across all Retail brands.

Explore More

More Retail brands Most financed franchises

Top SBA Lenders

  • The Huntington National Bank9
  • Stearns Bank National Association2
  • First Bank of the Lake2
  • Manufacturers and Traders Trust Company2
  • Cogent Bank1
Planning to finance a retail purchase?

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Source: SBA 7(a) FOIA loan dataset. View dataset