The Smart Fit Method
6
SBA Loans
$2.0M
Total Financed
$327K
Avg Loan Size
—
YoY Loan Growth
How The Smart Fit Method Compares
- Ranks #132 of 302 Fitness & Recreation brands by SBA loan count (#1,304 of 3,543 overall).
- Its average loan of $327K is 7% below the Fitness & Recreation median of $350K.
- With only 6 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Fitness & Recreation brands overall see a 2.0% charge-off rate across 5,280 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2024 | 2 | $570K |
| FY2025 | 4 | $1.4M |
FY2025 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where The Smart Fit Method Is Getting SBA-Financed
Recent SBA-Financed The Smart Fit Method Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is The Smart Fit Method growing or shrinking?
The Smart Fit Method doesn't have enough SBA loan activity in both FY2024 and FY2025 to calculate a reliable year-over-year trend. For context, it ranks #132 of 302 Fitness & Recreation brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a The Smart Fit Method franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $327K (7% below the typical Fitness & Recreation brand's $350K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for The Smart Fit Method?
The Smart Fit Method only has 6 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Fitness & Recreation brands overall see a 2.0% charge-off rate across 5,280 loans.
Top SBA Lenders
- The Huntington National Bank4
- Old National Bank2
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset