The Joint Chiropractic
114
SBA Loans
$38.5M
Total Financed
$338K
Avg Loan Size
-42%
YoY Loan Growth
How The Joint Chiropractic Compares
- Ranks #10 of 170 Health, Senior & Child Care brands by SBA loan count (#57 of 3,543 overall).
- Its average loan of $338K is 1% above the Health, Senior & Child Care median of $333K.
- Its 0.0% charge-off rate compares to a 1.1% average across all Health, Senior & Child Care brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 12 | $3.0M |
| FY2021 | 26 | $7.0M |
| FY2022 | 26 | $7.2M |
| FY2023 | 21 | $5.6M |
| FY2024 | 12 | $3.5M |
| FY2025 | 7 | $3.6M |
| FY2026 | 10 | $8.7M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where The Joint Chiropractic Is Getting SBA-Financed
Recent SBA-Financed The Joint Chiropractic Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is The Joint Chiropractic growing or shrinking?
The Joint Chiropractic's SBA loan count fell 42% year-over-year. A decline in SBA financing doesn't necessarily mean the brand is shrinking -- franchisees may be using other financing, or SBA lending patterns may have shifted broadly.
How much does it cost to open a The Joint Chiropractic franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $338K (1% above the typical Health, Senior & Child Care brand's $333K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for The Joint Chiropractic?
0 of 114 SBA loans to The Joint Chiropractic franchisees (0.0%) have been charged off since FY2020, compared to 1.1% across all Health, Senior & Child Care brands.
Top SBA Lenders
- The Huntington National Bank27
- Simmons Bank19
- SouthState Bank, National Association18
- United Community Bank10
- First Internet Bank of Indiana3
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset