Take 5 Oil Change
18
SBA Loans
$20.8M
Total Financed
$1.2M
Avg Loan Size
—
YoY Loan Growth
How Take 5 Oil Change Compares
- Ranks #22 of 125 Automotive Services brands by SBA loan count (#570 of 3,543 overall).
- Its average loan of $1.2M is 156% above the Automotive Services median of $453K.
- With only 18 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Automotive Services brands overall see a 1.5% charge-off rate across 1,424 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2021 | 4 | $5.0M |
| FY2022 | 4 | $3.5M |
| FY2023 | 4 | $5.7M |
| FY2024 | 3 | $3.6M |
| FY2025 | 3 | $3.2M |
FY2025 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Take 5 Oil Change Is Getting SBA-Financed
Recent SBA-Financed Take 5 Oil Change Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Take 5 Oil Change growing or shrinking?
Take 5 Oil Change doesn't have enough SBA loan activity in both FY2024 and FY2025 to calculate a reliable year-over-year trend. For context, it ranks #22 of 125 Automotive Services brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Take 5 Oil Change franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $1.2M (156% above the typical Automotive Services brand's $453K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Take 5 Oil Change?
Take 5 Oil Change only has 18 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Automotive Services brands overall see a 1.5% charge-off rate across 1,424 loans.
Top SBA Lenders
- Live Oak Banking Company10
- Byline Bank6
- First Bank of the Lake1
- Community Banks of Colorado, A Division of NBH Bank1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset