STEMTREE
10
SBA Loans
$1.8M
Total Financed
$182K
Avg Loan Size
—
YoY Loan Growth
How STEMTREE Compares
- Ranks #18 of 72 Education & Training brands by SBA loan count (#851 of 3,543 overall).
- Its average loan of $182K is 17% above the Education & Training median of $156K.
- With only 10 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Education & Training brands overall see a 2.6% charge-off rate across 731 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 4 | $604K |
| FY2021 | 5 | $923K |
| FY2023 | 1 | $297K |
FY2023 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where STEMTREE Is Getting SBA-Financed
Recent SBA-Financed STEMTREE Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is STEMTREE growing or shrinking?
STEMTREE doesn't have enough SBA loan activity in both FY2022 and FY2023 to calculate a reliable year-over-year trend. For context, it ranks #18 of 72 Education & Training brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a STEMTREE franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $182K (17% above the typical Education & Training brand's $156K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for STEMTREE?
STEMTREE only has 10 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Education & Training brands overall see a 2.6% charge-off rate across 731 loans.
Top SBA Lenders
- The Huntington National Bank4
- Wells Fargo Bank National Association2
- Telhio Credit Union Inc1
- United Midwest Savings Bank National Association1
- Wilmington Savings Fund Society FSB1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset