Sport Clips
91
SBA Loans
$46.0M
Total Financed
$505K
Avg Loan Size
+25%
YoY Loan Growth
How Sport Clips Compares
- Ranks #1 of 156 Personal Care & Beauty brands by SBA loan count (#87 of 3,543 overall).
- Its average loan of $505K is 38% above the Personal Care & Beauty median of $366K.
- Its 1.1% charge-off rate compares to a 1.5% average across all Personal Care & Beauty brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 20 | $9.7M |
| FY2021 | 25 | $14.9M |
| FY2022 | 12 | $3.7M |
| FY2023 | 4 | $2.0M |
| FY2024 | 8 | $4.0M |
| FY2025 | 10 | $6.7M |
| FY2026 | 12 | $4.9M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Sport Clips Is Getting SBA-Financed
Recent SBA-Financed Sport Clips Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Sport Clips growing or shrinking?
Sport Clips's SBA loan count grew +25% year-over-year, suggesting rising financed expansion. This reflects SBA-backed financing activity, not necessarily total unit count -- see the methodology page for what this does and doesn't measure.
How much does it cost to open a Sport Clips franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $505K (38% above the typical Personal Care & Beauty brand's $366K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Sport Clips?
1 of 91 SBA loans to Sport Clips franchisees (1.1%) have been charged off since FY2020, compared to 1.5% across all Personal Care & Beauty brands.
Top SBA Lenders
- Live Oak Banking Company19
- The Huntington National Bank19
- Wells Fargo Bank National Association8
- PNC Bank, National Association7
- Simmons Bank6
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset