Smash My Trash
106
SBA Loans
$42.2M
Total Financed
$398K
Avg Loan Size
—
YoY Loan Growth
How Smash My Trash Compares
- Ranks #4 of 169 Cleaning & Property Services brands by SBA loan count (#67 of 3,543 overall).
- Its average loan of $398K is 165% above the Cleaning & Property Services median of $150K.
- Its 0.9% charge-off rate compares to a 3.1% average across all Cleaning & Property Services brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 31 | $11.0M |
| FY2021 | 50 | $18.1M |
| FY2022 | 19 | $6.6M |
| FY2023 | 1 | $155K |
| FY2025 | 2 | $2.9M |
| FY2026 | 3 | $3.5M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Smash My Trash Is Getting SBA-Financed
Recent SBA-Financed Smash My Trash Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Smash My Trash growing or shrinking?
Smash My Trash doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #4 of 169 Cleaning & Property Services brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Smash My Trash franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $398K (165% above the typical Cleaning & Property Services brand's $150K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Smash My Trash?
1 of 106 SBA loans to Smash My Trash franchisees (0.9%) have been charged off since FY2020, compared to 3.1% across all Cleaning & Property Services brands.
Top SBA Lenders
- The Huntington National Bank17
- Ameris Bank8
- Old National Bank7
- Beacon Bank and Trust6
- United Midwest Savings Bank National Association4
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset