Scissors & Scotch
17
SBA Loans
$8.7M
Total Financed
$513K
Avg Loan Size
—
YoY Loan Growth
How Scissors & Scotch Compares
- Ranks #42 of 156 Personal Care & Beauty brands by SBA loan count (#592 of 3,543 overall).
- Its average loan of $513K is 40% above the Personal Care & Beauty median of $366K.
- With only 17 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Personal Care & Beauty brands overall see a 1.5% charge-off rate across 2,290 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2021 | 3 | $1.1M |
| FY2022 | 4 | $2.5M |
| FY2023 | 5 | $2.5M |
| FY2024 | 3 | $1.6M |
| FY2025 | 2 | $1.0M |
FY2025 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Scissors & Scotch Is Getting SBA-Financed
Recent SBA-Financed Scissors & Scotch Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Scissors & Scotch growing or shrinking?
Scissors & Scotch doesn't have enough SBA loan activity in both FY2024 and FY2025 to calculate a reliable year-over-year trend. For context, it ranks #42 of 156 Personal Care & Beauty brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Scissors & Scotch franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $513K (40% above the typical Personal Care & Beauty brand's $366K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Scissors & Scotch?
Scissors & Scotch only has 17 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Personal Care & Beauty brands overall see a 1.5% charge-off rate across 2,290 loans.
Top SBA Lenders
- Union Bank and Trust Company4
- Old National Bank3
- The Callaway Bank2
- First National Bank of Omaha2
- Security National Bank of Omaha1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset