RockBox Fitness
34
SBA Loans
$9.8M
Total Financed
$289K
Avg Loan Size
—
YoY Loan Growth
How RockBox Fitness Compares
- Ranks #37 of 302 Fitness & Recreation brands by SBA loan count (#332 of 3,543 overall).
- Its average loan of $289K is 17% below the Fitness & Recreation median of $350K.
- Its 5.9% charge-off rate compares to a 2.0% average across all Fitness & Recreation brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 6 | $1.7M |
| FY2021 | 5 | $694K |
| FY2022 | 8 | $2.7M |
| FY2023 | 9 | $2.7M |
| FY2024 | 4 | $1.0M |
| FY2026 | 2 | $1.1M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where RockBox Fitness Is Getting SBA-Financed
Recent SBA-Financed RockBox Fitness Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is RockBox Fitness growing or shrinking?
RockBox Fitness doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #37 of 302 Fitness & Recreation brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a RockBox Fitness franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $289K (17% below the typical Fitness & Recreation brand's $350K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for RockBox Fitness?
2 of 34 SBA loans to RockBox Fitness franchisees (5.9%) have been charged off since FY2020, compared to 2.0% across all Fitness & Recreation brands.
Top SBA Lenders
- The Huntington National Bank18
- Newtek Small Business Finance, Inc.2
- PeopleFund1
- Uwharrie Bank1
- Wilmington Savings Fund Society FSB1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset