Retrofitness
14
SBA Loans
$14.3M
Total Financed
$1.0M
Avg Loan Size
—
YoY Loan Growth
How Retrofitness Compares
- Ranks #74 of 302 Fitness & Recreation brands by SBA loan count (#677 of 3,543 overall).
- Its average loan of $1.0M is 191% above the Fitness & Recreation median of $350K.
- With only 14 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Fitness & Recreation brands overall see a 2.0% charge-off rate across 5,280 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 6 | $6.2M |
| FY2021 | 1 | $1.3M |
| FY2022 | 1 | $874K |
| FY2023 | 2 | $723K |
| FY2024 | 1 | $1.4M |
| FY2025 | 2 | $2.6M |
| FY2026 | 1 | $1.2M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Retrofitness Is Getting SBA-Financed
Recent SBA-Financed Retrofitness Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Retrofitness growing or shrinking?
Retrofitness doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #74 of 302 Fitness & Recreation brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Retrofitness franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $1.0M (191% above the typical Fitness & Recreation brand's $350K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Retrofitness?
Retrofitness only has 14 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Fitness & Recreation brands overall see a 2.0% charge-off rate across 5,280 loans.
Top SBA Lenders
- United Community Bank2
- Byline Bank2
- Gulf Coast Bank and Trust Company2
- Grasshopper Bank National Association2
- Live Oak Banking Company1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset