Restoration 1
64
SBA Loans
$17.9M
Total Financed
$279K
Avg Loan Size
-55%
YoY Loan Growth
How Restoration 1 Compares
- Ranks #13 of 169 Cleaning & Property Services brands by SBA loan count (#149 of 3,543 overall).
- Its average loan of $279K is 86% above the Cleaning & Property Services median of $150K.
- Its 7.8% charge-off rate compares to a 3.1% average across all Cleaning & Property Services brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 10 | $2.0M |
| FY2021 | 14 | $5.0M |
| FY2022 | 9 | $1.8M |
| FY2023 | 9 | $1.3M |
| FY2024 | 11 | $5.5M |
| FY2025 | 5 | $1.4M |
| FY2026 | 6 | $861K |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Restoration 1 Is Getting SBA-Financed
Recent SBA-Financed Restoration 1 Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Restoration 1 growing or shrinking?
Restoration 1's SBA loan count fell 55% year-over-year. A decline in SBA financing doesn't necessarily mean the brand is shrinking -- franchisees may be using other financing, or SBA lending patterns may have shifted broadly.
How much does it cost to open a Restoration 1 franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $279K (86% above the typical Cleaning & Property Services brand's $150K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Restoration 1?
5 of 64 SBA loans to Restoration 1 franchisees (7.8%) have been charged off since FY2020, compared to 3.1% across all Cleaning & Property Services brands.
Top SBA Lenders
- United Midwest Savings Bank National Association16
- The Huntington National Bank11
- Live Oak Banking Company8
- Peoples Bank5
- Readycap Lending, LLC4
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset