Red Owl Coffee Company
8
SBA Loans
$5.1M
Total Financed
$635K
Avg Loan Size
—
YoY Loan Growth
How Red Owl Coffee Company Compares
- Ranks #269 of 1,075 Restaurants & Food brands by SBA loan count (#1,067 of 3,543 overall).
- Its average loan of $635K is 51% above the Restaurants & Food median of $419K.
- With only 8 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2022 | 2 | $1.5M |
| FY2023 | 5 | $2.1M |
| FY2025 | 1 | $1.5M |
FY2025 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Red Owl Coffee Company Is Getting SBA-Financed
Recent SBA-Financed Red Owl Coffee Company Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Red Owl Coffee Company growing or shrinking?
Red Owl Coffee Company doesn't have enough SBA loan activity in both FY2024 and FY2025 to calculate a reliable year-over-year trend. For context, it ranks #269 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Red Owl Coffee Company franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $635K (51% above the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Red Owl Coffee Company?
Red Owl Coffee Company only has 8 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
Top SBA Lenders
- Commercial Banking Company3
- Colony Bank1
- Pineland Bank1
- Ameris Bank1
- The Huntington National Bank1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset