FranchiseRanked

Rally's

Restaurants & FoodSBA loans FY2020–FY2026

15

SBA Loans

$17.2M

Total Financed

$1.1M

Avg Loan Size

—

YoY Loan Growth

How Rally's Compares

  • Ranks #149 of 1,075 Restaurants & Food brands by SBA loan count (#649 of 3,543 overall).
  • Its average loan of $1.1M is 174% above the Restaurants & Food median of $419K.
  • With only 15 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY20206$5.3M
FY20216$4.4M
FY20221$1.9M
FY20231$2.3M
FY20261$3.3M

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where Rally's Is Getting SBA-Financed

California5 loans · $8.0MIndiana2 loans · $333KMississippi2 loans · $1.7MKentucky2 loans · $2.2MLouisiana1 loan · $1.6MMissouri1 loan · $1.6MArizona1 loan · $1.4MOhio1 loan · $303K

Recent SBA-Financed Rally's Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

AP Burgers IncFRESNO, CA
$3,280,0002025-12-09
Magic Fast Foods Corp.TEMECULA, CA
$2,315,0002023-09-16
Lack Enterprises LLCWINCHESTER, KY
$1,895,0002022-03-03
GLOBAL MIDSOUTH CORP.AMORY, MS
$1,592,0002021-09-22
The Barrios Family Trust Dated December 17 2001EL CENTRO, CA
$229,0002021-09-21
Lack Enterprises LLCPORTSMOUTH, OH
$302,5002021-09-02
Lack Enterprises LLCASHLAND, KY
$302,5002021-09-02
The Barrios Family Trust dated December 17, 2001CALEXICO, CA
$618,6002021-05-18
KGR 7890 RE, LLCPHOENIX, AZ
$1,351,0002021-03-01
GLOBAL MIDSOUTH CORP.PONTOTOC, MS
$126,0002020-04-22
Simone's Investment LLCSAINT LOUIS, MO
$1,630,0002020-04-09
RCR Foods, LLCHouma, LA
$1,650,0002020-03-25
B & A Enterprises, Inc.CITRUS HEIGHTS, CA
$1,583,0002020-03-09
SnS Quickburgers, LLC.Franklin, IN
$50,0002020-02-05
SnS Quickburgers, LLC.Franklin, IN
$283,0002020-02-05

Frequently Asked Questions

Is Rally's growing or shrinking?

Rally's doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #149 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.

How much does it cost to open a Rally's franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $1.1M (174% above the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for Rally's?

Rally's only has 15 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.

Explore More

More Restaurants & Food brands Most financed franchises

Top SBA Lenders

  • The Huntington National Bank2
  • First Bank of the Lake2
  • Pinnacle Bank2
  • U.S. Bank, National Association2
  • Fifth Third Bank2
Planning to finance a restaurants & food purchase?

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Source: SBA 7(a) FOIA loan dataset. View dataset