Potbelly Sandwich Shop
21
SBA Loans
$14.7M
Total Financed
$701K
Avg Loan Size
—
YoY Loan Growth
How Potbelly Sandwich Shop Compares
- Ranks #114 of 1,075 Restaurants & Food brands by SBA loan count (#512 of 3,543 overall).
- Its average loan of $701K is 67% above the Restaurants & Food median of $419K.
- Its 0.0% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 1 | $638K |
| FY2024 | 1 | $627K |
| FY2025 | 12 | $8.2M |
| FY2026 | 7 | $5.3M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Potbelly Sandwich Shop Is Getting SBA-Financed
Recent SBA-Financed Potbelly Sandwich Shop Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Potbelly Sandwich Shop growing or shrinking?
Potbelly Sandwich Shop doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #114 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Potbelly Sandwich Shop franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $701K (67% above the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Potbelly Sandwich Shop?
0 of 21 SBA loans to Potbelly Sandwich Shop franchisees (0.0%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.
Top SBA Lenders
- The Huntington National Bank10
- The Fidelity Bank2
- Cogent Bank2
- Truist Bank1
- Citizens Bank1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset