Perspire Sauna Studio
75
SBA Loans
$28.5M
Total Financed
$380K
Avg Loan Size
-17%
YoY Loan Growth
How Perspire Sauna Studio Compares
- Ranks #5 of 156 Personal Care & Beauty brands by SBA loan count (#126 of 3,543 overall).
- Its average loan of $380K is 4% above the Personal Care & Beauty median of $366K.
- Its 0.0% charge-off rate compares to a 1.5% average across all Personal Care & Beauty brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 1 | $464K |
| FY2021 | 10 | $2.4M |
| FY2022 | 4 | $2.0M |
| FY2023 | 15 | $5.0M |
| FY2024 | 18 | $6.4M |
| FY2025 | 15 | $6.0M |
| FY2026 | 12 | $6.1M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Perspire Sauna Studio Is Getting SBA-Financed
Recent SBA-Financed Perspire Sauna Studio Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Perspire Sauna Studio growing or shrinking?
Perspire Sauna Studio's SBA loan count fell 17% year-over-year. A decline in SBA financing doesn't necessarily mean the brand is shrinking -- franchisees may be using other financing, or SBA lending patterns may have shifted broadly.
How much does it cost to open a Perspire Sauna Studio franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $380K (4% above the typical Personal Care & Beauty brand's $366K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Perspire Sauna Studio?
0 of 75 SBA loans to Perspire Sauna Studio franchisees (0.0%) have been charged off since FY2020, compared to 1.5% across all Personal Care & Beauty brands.
Top SBA Lenders
- The Huntington National Bank44
- First Bank of the Lake9
- Lincoln Savings Bank4
- Ameris Bank2
- Old National Bank2
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset