MilkShake Factory
10
SBA Loans
$7.0M
Total Financed
$704K
Avg Loan Size
—
YoY Loan Growth
How MilkShake Factory Compares
- Ranks #229 of 1,075 Restaurants & Food brands by SBA loan count (#910 of 3,543 overall).
- Its average loan of $704K is 68% above the Restaurants & Food median of $419K.
- With only 10 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2025 | 3 | $2.0M |
| FY2026 | 7 | $5.0M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where MilkShake Factory Is Getting SBA-Financed
Recent SBA-Financed MilkShake Factory Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is MilkShake Factory growing or shrinking?
MilkShake Factory doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #229 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a MilkShake Factory franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $704K (68% above the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for MilkShake Factory?
MilkShake Factory only has 10 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
Top SBA Lenders
- The Huntington National Bank2
- Manufacturers and Traders Trust Company2
- First Bank of the Lake2
- Magnifi Financial CU1
- Texas Capital Bank1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset