Menchie's
44
SBA Loans
$10.4M
Total Financed
$236K
Avg Loan Size
-80%
YoY Loan Growth
How Menchie's Compares
- Ranks #53 of 1,075 Restaurants & Food brands by SBA loan count (#251 of 3,543 overall).
- Its average loan of $236K is 44% below the Restaurants & Food median of $419K.
- Its 0.0% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 4 | $726K |
| FY2021 | 2 | $563K |
| FY2023 | 6 | $1.2M |
| FY2024 | 20 | $4.7M |
| FY2025 | 4 | $1.3M |
| FY2026 | 8 | $1.9M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Menchie's Is Getting SBA-Financed
Recent SBA-Financed Menchie's Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Menchie's growing or shrinking?
Menchie's's SBA loan count fell 80% year-over-year. A decline in SBA financing doesn't necessarily mean the brand is shrinking -- franchisees may be using other financing, or SBA lending patterns may have shifted broadly.
How much does it cost to open a Menchie's franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $236K (44% below the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Menchie's?
0 of 44 SBA loans to Menchie's franchisees (0.0%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.
Top SBA Lenders
- The Huntington National Bank21
- Citizens Bank3
- HomeTrust Bank3
- CalPrivate Bank2
- Mountain America FCU2
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset