FranchiseRanked

Mason's Lobster

Restaurants & FoodSBA loans FY2021–FY2026

13

SBA Loans

$3.1M

Total Financed

$238K

Avg Loan Size

-60%

YoY Loan Growth

How Mason's Lobster Compares

  • Ranks #168 of 1,075 Restaurants & Food brands by SBA loan count (#734 of 3,543 overall).
  • Its average loan of $238K is 43% below the Restaurants & Food median of $419K.
  • With only 13 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY20211$316K
FY20222$260K
FY20232$50K
FY20245$1.3M
FY20252$760K
FY20261$364K

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where Mason's Lobster Is Getting SBA-Financed

Virginia6 loans · $1.6MDelaware2 loans · $50KNorth Carolina2 loans · $306KFlorida2 loans · $624KColorado1 loan · $500K

Recent SBA-Financed Mason's Lobster Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

Yum Yum Brands LLCFERNANDINA BEACH, FL
$364,0002025-12-23
Mason's Famous Lobster RollsFORT MYERS, FL
$260,0002025-09-27
Bites LLCColorado Springs, CO
$500,0002025-09-05
MASON'S FAMOUS LOBSTER ROLLS OF CHARLOTTE LLCCHARLOTTE, NC
$281,0002024-09-09
MASON'S FAMOUS LOBSTER ROLLS OF CHARLOTTE LLCCHARLOTTE, NC
$25,0002024-09-09
Stroud Lobsta, LLCMIDLOTHIAN, VA
$403,0002024-06-06
Restaurant NVA Corp.FALLS CHURCH, VA
$40,0002024-04-25
Restaurant NVA Corp.FALLS CHURCH, VA
$592,0002024-04-25
Rehoboth Lobster Co., LLCREHOBOTH BEACH, DE
$30,0002023-02-09
Rehoboth Lobster Co., LLCREHOBOTH BEACH, DE
$20,0002023-02-09
Mims and McCree, LLCSPRINGFIELD, VA
$130,0002022-05-12
Mims and McCree, LLCSPRINGFIELD, VA
$130,0002022-05-02
Mims and McCree, LLCSPRINGFIELD, VA
$315,5002021-07-01

Frequently Asked Questions

Is Mason's Lobster growing or shrinking?

Mason's Lobster's SBA loan count fell 60% year-over-year. A decline in SBA financing doesn't necessarily mean the brand is shrinking -- franchisees may be using other financing, or SBA lending patterns may have shifted broadly.

How much does it cost to open a Mason's Lobster franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $238K (43% below the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for Mason's Lobster?

Mason's Lobster only has 13 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.

Explore More

More Restaurants & Food brands Most financed franchises

Top SBA Lenders

  • The Huntington National Bank4
  • Wilmington Savings Fund Society FSB3
  • Manufacturers and Traders Trust Company2
  • First Community Bank1
  • Newtek Bank, National Association1
Planning to finance a restaurants & food purchase?

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Source: SBA 7(a) FOIA loan dataset. View dataset