FranchiseRanked

Mac Tools

RetailSBA loans FY2020–FY2026

10

SBA Loans

$1.3M

Total Financed

$132K

Avg Loan Size

—

YoY Loan Growth

How Mac Tools Compares

  • Ranks #79 of 413 Retail brands by SBA loan count (#862 of 3,543 overall).
  • Its average loan of $132K is 68% below the Retail median of $415K.
  • With only 10 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Retail brands overall see a 1.1% charge-off rate across 4,387 loans.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY20201$104K
FY20212$82K
FY20222$75K
FY20233$664K
FY20262$395K

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Recent SBA-Financed Mac Tools Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

MOTION MOMENTOUS, INC.VAN NUYS, CA
$45,0002026-06-26
TMT TOOLS, LLCLAKE HAVASU CITY, AZ
$350,0002026-01-28
JS Tool Distributor, LLCGREENVILLE, OH
$350,0002023-01-26
PAGAN TOOLS INC.SANTA ISABEL, PR
$10,0002022-12-23
CCW Tools, LLCBERLIN CENTER, OH
$304,0002022-11-21
Burbs Tools LLCPanton, VT
$25,0002022-08-02
R.A.D. Tool and Equipment Sales, LLCROCHESTER, NY
$50,0002021-11-03
Tools N More LLCORWIGSBURG, PA
$57,0002021-09-20
SDH Toolz LLCMadison, OH
$25,0002021-09-01
Peerson Tool Co LLCODESSA, MO
$104,3002019-12-20

Frequently Asked Questions

Is Mac Tools growing or shrinking?

Mac Tools doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #79 of 413 Retail brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.

How much does it cost to open a Mac Tools franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $132K (68% below the typical Retail brand's $415K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for Mac Tools?

Mac Tools only has 10 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Retail brands overall see a 1.1% charge-off rate across 4,387 loans.

Top SBA Lenders

  • Manufacturers and Traders Trust Company2
  • BayFirst National Bank2
  • Equity Bank1
  • The Huntington National Bank1
  • Heritage Family FCU1
Planning to finance a retail purchase?

Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.

Source: SBA 7(a) FOIA loan dataset. View dataset