Maaco
57
SBA Loans
$41.8M
Total Financed
$734K
Avg Loan Size
+33%
YoY Loan Growth
How Maaco Compares
- Ranks #8 of 125 Automotive Services brands by SBA loan count (#175 of 3,543 overall).
- Its average loan of $734K is 62% above the Automotive Services median of $453K.
- Its 3.5% charge-off rate compares to a 1.5% average across all Automotive Services brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 13 | $5.8M |
| FY2021 | 8 | $6.3M |
| FY2022 | 7 | $4.9M |
| FY2023 | 8 | $9.5M |
| FY2024 | 6 | $2.4M |
| FY2025 | 8 | $8.3M |
| FY2026 | 7 | $4.5M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Maaco Is Getting SBA-Financed
Recent SBA-Financed Maaco Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Maaco growing or shrinking?
Maaco's SBA loan count grew +33% year-over-year, suggesting rising financed expansion. This reflects SBA-backed financing activity, not necessarily total unit count -- see the methodology page for what this does and doesn't measure.
How much does it cost to open a Maaco franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $734K (62% above the typical Automotive Services brand's $453K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Maaco?
2 of 57 SBA loans to Maaco franchisees (3.5%) have been charged off since FY2020, compared to 1.5% across all Automotive Services brands.
Top SBA Lenders
- Live Oak Banking Company8
- Manufacturers and Traders Trust Company3
- TD Bank, National Association3
- Hanover Community Bank3
- First Bank of the Lake3
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset