FranchiseRanked

Jiffy Lube

Automotive ServicesSBA loans FY2020–FY2026

26

SBA Loans

$43.1M

Total Financed

$1.7M

Avg Loan Size

—

YoY Loan Growth

How Jiffy Lube Compares

  • Ranks #15 of 125 Automotive Services brands by SBA loan count (#421 of 3,543 overall).
  • Its average loan of $1.7M is 266% above the Automotive Services median of $453K.
  • Its 0.0% charge-off rate compares to a 1.5% average across all Automotive Services brands.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY20206$12.5M
FY202112$22.5M
FY20223$2.9M
FY20241$802K
FY20251$2.3M
FY20263$2.2M

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where Jiffy Lube Is Getting SBA-Financed

California10 loans · $14.6MIllinois6 loans · $12.2MFlorida2 loans · $1.2MArkansas2 loans · $3.8MIdaho2 loans · $2.1MUtah1 loan · $3.6MMontana1 loan · $5.0MTexas1 loan · $450KOregon1 loan · $250K

Recent SBA-Financed Jiffy Lube Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

AJ Quick Lube, LLCROSEBURG, OR
$250,0002026-06-17
Wolflin Oil, LLCAMARILLO, TX
$450,0002025-12-11
ODM AUTO CENTERS, INC.GARDENA, CA
$1,510,0002025-12-04
Auto Center Enterprises, LLCNORTH LITTLE ROCK, AR
$2,340,0002025-09-29
KATRIB AUTOMOTIVE SERVICE CENTERS INCColton, CA
$802,0002023-10-07
South Bay Lube, IncORLANDO, FL
$794,0002022-09-20
Cirque Lube CorpPOCATELLO, ID
$50,0002022-08-22
Cirque Lube CorpBLACKFOOT, ID
$2,013,0002022-08-22
JLW Services, Inc.HANOVER PARK, IL
$3,300,0002021-09-23
Rize Auto Group, Inc.SCHAUMBURG, IL
$1,250,0002021-09-13
SRTMT Auto Centers, IncSan Dimas, CA
$2,140,0002021-08-18
Najjar Lube Centers, IncSan Dimas, CA
$1,480,0002021-08-18
Mom N Pop Properties LLCCovina, CA
$3,349,0002021-08-02
Alamitos Arkansas Group, LLCLITTLE ROCK, AR
$1,435,1002021-04-29
Alamitos Enterprises, LLCLOS ALAMITOS, CA
$1,940,0002021-04-29
Jiffy Lube 2655MUNDELEIN, IL
$2,272,0002021-04-20
PJR Enterprises, Inc.LINCOLNWOOD, IL
$1,000,0002021-03-25
BMS Investments, LLCPERRIS, CA
$670,0002021-03-23
South Bay Lube, IncSARASOTA, FL
$402,9002021-01-12
Jiffy Lube #3253AURORA, IL
$3,215,0002020-10-27
Mom N Pop Lube Shop Inc.Victorville, CA
$50,0002020-09-21
Mom N Pop Lube Shop Inc.Victorville, CA
$1,385,2002020-09-21
The Foster Group, IncMISSOULA, MT
$5,000,0002020-09-18
JLNE ENTERPRISES, INC.WHEELING, IL
$1,150,0002020-08-10
S.B.M. CorporationDRAPER, UT
$3,560,0002020-07-27

Frequently Asked Questions

Is Jiffy Lube growing or shrinking?

Jiffy Lube doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #15 of 125 Automotive Services brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.

How much does it cost to open a Jiffy Lube franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $1.7M (266% above the typical Automotive Services brand's $453K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for Jiffy Lube?

0 of 26 SBA loans to Jiffy Lube franchisees (0.0%) have been charged off since FY2020, compared to 1.5% across all Automotive Services brands.

Explore More

More Automotive Services brands Most financed franchises

Top SBA Lenders

  • Live Oak Banking Company15
  • Banc of California2
  • TowneBank2
  • 22nd State Bank, A Division of 22nd State Banking Company2
  • Luminate Bank2
Planning to finance a automotive services purchase?

Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.

Source: SBA 7(a) FOIA loan dataset. View dataset