Home Instead
179
SBA Loans
$141.7M
Total Financed
$791K
Avg Loan Size
+50%
YoY Loan Growth
How Home Instead Compares
- Ranks #5 of 170 Health, Senior & Child Care brands by SBA loan count (#29 of 3,543 overall).
- Its average loan of $791K is 138% above the Health, Senior & Child Care median of $333K.
- Its 0.0% charge-off rate compares to a 1.1% average across all Health, Senior & Child Care brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 24 | $13.7M |
| FY2021 | 37 | $24.9M |
| FY2022 | 34 | $22.4M |
| FY2023 | 32 | $33.7M |
| FY2024 | 14 | $12.3M |
| FY2025 | 21 | $14.4M |
| FY2026 | 17 | $20.3M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Home Instead Is Getting SBA-Financed
Recent SBA-Financed Home Instead Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Home Instead growing or shrinking?
Home Instead's SBA loan count grew +50% year-over-year, suggesting rising financed expansion. This reflects SBA-backed financing activity, not necessarily total unit count -- see the methodology page for what this does and doesn't measure.
How much does it cost to open a Home Instead franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $791K (138% above the typical Health, Senior & Child Care brand's $333K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Home Instead?
0 of 179 SBA loans to Home Instead franchisees (0.0%) have been charged off since FY2020, compared to 1.1% across all Health, Senior & Child Care brands.
Top SBA Lenders
- Live Oak Banking Company60
- Associated Bank National Association51
- Byline Bank6
- First Commonwealth Bank5
- The Huntington National Bank5
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset