Happy Cat Hotel & Spa
16
SBA Loans
$4.0M
Total Financed
$253K
Avg Loan Size
0%
YoY Loan Growth
How Happy Cat Hotel & Spa Compares
- Ranks #77 of 294 Home & Repair Services brands by SBA loan count (#630 of 3,543 overall).
- Its average loan of $253K is 43% above the Home & Repair Services median of $177K.
- With only 16 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Home & Repair Services brands overall see a 2.9% charge-off rate across 4,629 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2023 | 4 | $977K |
| FY2024 | 5 | $1.0M |
| FY2025 | 5 | $1.6M |
| FY2026 | 2 | $462K |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Happy Cat Hotel & Spa Is Getting SBA-Financed
Recent SBA-Financed Happy Cat Hotel & Spa Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Happy Cat Hotel & Spa growing or shrinking?
Happy Cat Hotel & Spa's SBA loan count grew 0% year-over-year, suggesting rising financed expansion. This reflects SBA-backed financing activity, not necessarily total unit count -- see the methodology page for what this does and doesn't measure.
How much does it cost to open a Happy Cat Hotel & Spa franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $253K (43% above the typical Home & Repair Services brand's $177K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Happy Cat Hotel & Spa?
Happy Cat Hotel & Spa only has 16 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Home & Repair Services brands overall see a 2.9% charge-off rate across 4,629 loans.
Top SBA Lenders
- The Huntington National Bank15
- Climate First Bank1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset