FranchiseRanked

Great Clips

Personal Care & BeautySBA loans FY2020–FY2026

48

SBA Loans

$42.7M

Total Financed

$890K

Avg Loan Size

—

YoY Loan Growth

How Great Clips Compares

  • Ranks #14 of 156 Personal Care & Beauty brands by SBA loan count (#221 of 3,543 overall).
  • Its average loan of $890K is 143% above the Personal Care & Beauty median of $366K.
  • Its 2.1% charge-off rate compares to a 1.5% average across all Personal Care & Beauty brands.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY202016$9.0M
FY20215$2.5M
FY20227$12.5M
FY20233$3.6M
FY20243$4.1M
FY20258$4.8M
FY20266$6.3M

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Recent SBA-Financed Great Clips Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

Tarar Blue Chair LLCRICHMOND, MI
$650,0002026-06-22
Tarar Blue Chair LLCRICHMOND, MI
$50,0002026-06-22
Show-Me Clippers, Inc.Columbia, MO
$125,0002026-06-01
Bay Clips, Inc.VIRGINIA BEACH, VA
$3,873,4002026-03-19
ENVISION FOUR LLC.HUDSON, FL
$954,4002026-01-28
B&A Business Development, Inc.LITTLETON, MA
$600,0002025-12-12
Kalpavriksha LLCPARKER, CO
$300,0002025-09-30
Geaux Clips LLCPICAYUNE, MS
$245,0002025-09-08
Shivalie LLCWEST SPRINGFIELD, MA
$50,0002025-09-02
Brizo LLCLAKE ORION, MI
$1,380,0002025-03-26
ROLO GR8KLPS LLCCLEMENTON, NJ
$120,0002025-03-26
AJE Holdings LLCMINNEAPOLIS, MN
$2,376,0002025-03-13
ROLO GR8KLPS LLCMARLTON, NJ
$25,0002025-02-14
Conch Republic /dba Great ClipsHATTIESBURG, MS
$329,0002024-12-16
KBJ Cutters, IncBEAVERTON, OR
$500,0002024-09-24
CB Investment Group LLCIdaho Falls, ID
$420,0002024-07-27
Chalexbee Cuts, LLCEvansville, IN
$3,139,8002024-05-31
Yankey Clippers Tamaqua, LLCTamaqua, PA
$44,0002023-09-08
Sonrise Clippers Too, LLCElkhart, IN
$2,626,0002022-11-30
Blown Away by U LLCBrownsburg, IN
$938,0002022-11-16
KITTY PAW LLCFORT WORTH, TX
$2,125,0002022-06-06
PNKLINK, INC.LACEY, WA
$3,050,0002022-03-03
Jeroso DG, LLCDUBLIN, GA
$250,0002022-01-18
Jeroso DG, LLCDUBLIN, GA
$25,0002022-01-18
DK Friend Holdings, Inc.CLARENCE, NY
$240,0002022-01-11

Frequently Asked Questions

Is Great Clips growing or shrinking?

Great Clips doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #14 of 156 Personal Care & Beauty brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.

How much does it cost to open a Great Clips franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $890K (143% above the typical Personal Care & Beauty brand's $366K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for Great Clips?

1 of 48 SBA loans to Great Clips franchisees (2.1%) have been charged off since FY2020, compared to 1.5% across all Personal Care & Beauty brands.

Top SBA Lenders

  • Wells Fargo Bank National Association7
  • PNC Bank, National Association4
  • Live Oak Banking Company4
  • United Community Bank4
  • Manufacturers and Traders Trust Company3
Planning to finance a personal care & beauty purchase?

Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.

Source: SBA 7(a) FOIA loan dataset. View dataset