Goosehead Insurance
46
SBA Loans
$14.0M
Total Financed
$304K
Avg Loan Size
—
YoY Loan Growth
How Goosehead Insurance Compares
- Ranks #10 of 241 Business & Professional Services brands by SBA loan count (#236 of 3,543 overall).
- Its average loan of $304K is 22% above the Business & Professional Services median of $250K.
- Its 0.0% charge-off rate compares to a 2.1% average across all Business & Professional Services brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 2 | $246K |
| FY2021 | 6 | $480K |
| FY2022 | 4 | $2.2M |
| FY2023 | 6 | $1.7M |
| FY2024 | 4 | $1.1M |
| FY2025 | 11 | $5.1M |
| FY2026 | 13 | $3.1M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Goosehead Insurance Is Getting SBA-Financed
Recent SBA-Financed Goosehead Insurance Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Goosehead Insurance growing or shrinking?
Goosehead Insurance doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #10 of 241 Business & Professional Services brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Goosehead Insurance franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $304K (22% above the typical Business & Professional Services brand's $250K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Goosehead Insurance?
0 of 46 SBA loans to Goosehead Insurance franchisees (0.0%) have been charged off since FY2020, compared to 2.1% across all Business & Professional Services brands.
Top SBA Lenders
- Live Oak Banking Company15
- Manufacturers and Traders Trust Company4
- Capital Bank, National Association4
- CDC Small Business Finance Corp.3
- The Central Trust Bank2
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset