FranchiseRanked

Gong Cha (only for NJ, NY, MA & TX)

Restaurants & FoodSBA loans FY2021–FY2025

14

SBA Loans

$3.4M

Total Financed

$245K

Avg Loan Size

—

YoY Loan Growth

How Gong Cha (only for NJ, NY, MA & TX) Compares

  • Ranks #157 of 1,075 Restaurants & Food brands by SBA loan count (#701 of 3,543 overall).
  • Its average loan of $245K is 41% below the Restaurants & Food median of $419K.
  • With only 14 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY20212$301K
FY20223$880K
FY20234$847K
FY20241$260K
FY20254$1.1M

FY2025 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where Gong Cha (only for NJ, NY, MA & TX) Is Getting SBA-Financed

Texas6 loans · $1.1MNew Jersey3 loans · $895KNew York2 loans · $432KPennsylvania1 loan · $150KOhio1 loan · $260KTennessee1 loan · $564K

Recent SBA-Financed Gong Cha (only for NJ, NY, MA & TX) Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

Gong Cha BanderaSAN ANTONIO, TX
$175,0002025-06-13
Siphony LLCNASHVILLE, TN
$564,0002024-12-18
KNTN LLCCOLLEGE STATION, TX
$383,5002024-12-12
KNTN LLCCOLLEGE STATION, TX
$25,0002024-12-12
Lili and Lumiere 1520 LLCWesterville, OH
$260,2002024-07-09
AFZI, LLCPittsburgh, PA
$150,0002023-09-20
Alaga Tea LLCNew York, NY
$320,0002023-03-30
TAZ TEA, LLCTOMBALL, TX
$265,0002023-02-08
Gong Cha Syracuse, LLCSYRACUSE, NY
$112,0002022-10-07
JMH SSION INCPALISADES PARK, NJ
$350,0002022-06-15
MFH TEA LLCLUBBOCK, TX
$150,0002022-06-10
AVP FRANCHISING LLCWESTFIELD, NJ
$380,0002022-01-21
D&T Gong Cha LLCSAN ANTONIO, TX
$136,4002021-09-30
Taste Tea LLCRidgefield, NJ
$165,0002021-07-10

Frequently Asked Questions

Is Gong Cha (only for NJ, NY, MA & TX) growing or shrinking?

Gong Cha (only for NJ, NY, MA & TX) doesn't have enough SBA loan activity in both FY2024 and FY2025 to calculate a reliable year-over-year trend. For context, it ranks #157 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.

How much does it cost to open a Gong Cha (only for NJ, NY, MA & TX) franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $245K (41% below the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for Gong Cha (only for NJ, NY, MA & TX)?

Gong Cha (only for NJ, NY, MA & TX) only has 14 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.

Explore More

More Restaurants & Food brands Most financed franchises

Top SBA Lenders

  • The Huntington National Bank3
  • The Bank of Princeton2
  • Jefferson Bank1
  • Firstrust Savings Bank1
  • City Bank1
Planning to finance a restaurants & food purchase?

Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.

Source: SBA 7(a) FOIA loan dataset. View dataset