Golden Chick
30
SBA Loans
$35.8M
Total Financed
$1.2M
Avg Loan Size
—
YoY Loan Growth
How Golden Chick Compares
- Ranks #80 of 1,075 Restaurants & Food brands by SBA loan count (#373 of 3,543 overall).
- Its average loan of $1.2M is 184% above the Restaurants & Food median of $419K.
- Its 0.0% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 5 | $8.5M |
| FY2021 | 8 | $9.9M |
| FY2022 | 7 | $7.4M |
| FY2023 | 2 | $1.6M |
| FY2024 | 4 | $3.3M |
| FY2025 | 4 | $5.1M |
FY2025 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Golden Chick Is Getting SBA-Financed
Recent SBA-Financed Golden Chick Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Golden Chick growing or shrinking?
Golden Chick doesn't have enough SBA loan activity in both FY2024 and FY2025 to calculate a reliable year-over-year trend. For context, it ranks #80 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Golden Chick franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $1.2M (184% above the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Golden Chick?
0 of 30 SBA loans to Golden Chick franchisees (0.0%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.
Top SBA Lenders
- Commonwealth Business Bank8
- SouthState Bank, National Association3
- Wallis Bank3
- Regions Bank2
- Bank of Hope2
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset