Gold's Gym
6
SBA Loans
$8.0M
Total Financed
$1.3M
Avg Loan Size
—
YoY Loan Growth
How Gold's Gym Compares
- Ranks #122 of 302 Fitness & Recreation brands by SBA loan count (#1,197 of 3,543 overall).
- Its average loan of $1.3M is 279% above the Fitness & Recreation median of $350K.
- With only 6 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Fitness & Recreation brands overall see a 2.0% charge-off rate across 5,280 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 3 | $3.4M |
| FY2024 | 1 | $800K |
| FY2025 | 1 | $1.7M |
| FY2026 | 1 | $2.0M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Gold's Gym Is Getting SBA-Financed
Recent SBA-Financed Gold's Gym Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Gold's Gym growing or shrinking?
Gold's Gym doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #122 of 302 Fitness & Recreation brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Gold's Gym franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $1.3M (279% above the typical Fitness & Recreation brand's $350K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Gold's Gym?
Gold's Gym only has 6 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Fitness & Recreation brands overall see a 2.0% charge-off rate across 5,280 loans.
Top SBA Lenders
- Happen Bank1
- First Commerce Bank1
- First Bank of the Lake1
- West Coast Community Bank1
- Pathward National Association1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset