Floor Coverings International
120
SBA Loans
$22.4M
Total Financed
$187K
Avg Loan Size
-7%
YoY Loan Growth
How Floor Coverings International Compares
- Ranks #5 of 413 Retail brands by SBA loan count (#50 of 3,543 overall).
- Its average loan of $187K is 55% below the Retail median of $415K.
- Its 2.5% charge-off rate compares to a 1.1% average across all Retail brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 11 | $1.7M |
| FY2021 | 12 | $2.6M |
| FY2022 | 15 | $2.4M |
| FY2023 | 18 | $3.3M |
| FY2024 | 28 | $5.2M |
| FY2025 | 26 | $5.0M |
| FY2026 | 10 | $2.3M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Floor Coverings International Is Getting SBA-Financed
Recent SBA-Financed Floor Coverings International Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Floor Coverings International growing or shrinking?
Floor Coverings International's SBA loan count fell 7% year-over-year. A decline in SBA financing doesn't necessarily mean the brand is shrinking -- franchisees may be using other financing, or SBA lending patterns may have shifted broadly.
How much does it cost to open a Floor Coverings International franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $187K (55% below the typical Retail brand's $415K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Floor Coverings International?
3 of 120 SBA loans to Floor Coverings International franchisees (2.5%) have been charged off since FY2020, compared to 1.1% across all Retail brands.
Explore More
Top SBA Lenders
- The Huntington National Bank58
- First Bank of the Lake10
- United Midwest Savings Bank National Association7
- Citizens Bank7
- KeyBank National Association5
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset