FranchiseRanked

Firehouse Subs

Restaurants & FoodSBA loans FY2020–FY2026

175

SBA Loans

$78.8M

Total Financed

$451K

Avg Loan Size

0%

YoY Loan Growth

How Firehouse Subs Compares

  • Ranks #11 of 1,075 Restaurants & Food brands by SBA loan count (#30 of 3,543 overall).
  • Its average loan of $451K is 7% above the Restaurants & Food median of $419K.
  • Its 2.3% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY202027$11.0M
FY202144$16.4M
FY202234$15.9M
FY202321$9.4M
FY202417$8.6M
FY202517$10.5M
FY202615$7.1M

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where Firehouse Subs Is Getting SBA-Financed

Texas17 loans · $8.3MFlorida16 loans · $6.8MGeorgia12 loans · $6.6MCalifornia11 loans · $3.8MColorado10 loans · $4.8MVirginia10 loans · $2.9MMichigan8 loans · $2.8MLouisiana7 loans · $5.2MTennessee7 loans · $2.8MNorth Carolina7 loans · $3.5MMontana6 loans · $1.5MUtah5 loans · $1.4MOklahoma5 loans · $1.5MArizona5 loans · $5.3MKentucky5 loans · $1.3M

Recent SBA-Financed Firehouse Subs Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

CCG Store 4 LLCELIZABETHTOWN, KY
$350,0002026-05-26
D & S Generations LLCLONGMONT, CO
$499,3002026-05-18
D & S Generations LLCLONGMONT, CO
$499,3002026-05-15
PBX Group LLCMECHANICSBURG, PA
$676,0002026-05-06
T&K Subs 3 LLCFORT COLLINS, CO
$479,4002026-04-08
Luis Family Restaurants, LLCPIKE ROAD, AL
$350,0002026-02-24
DRIM 3005 LLCJOHNS CREEK, GA
$200,0002026-01-28
ADVENTURE DNA LLCWESTBROOK, ME
$365,5002026-01-08
Dhana LLCSAN DIEGO, CA
$399,0002025-12-30
Firehouse SubsOVERLAND PARK, KS
$500,0002025-12-03
Firehouse SubsOVERLAND PARK, KS
$25,0002025-12-03
JAI FH SUBS LLCBREA, CA
$461,9002025-11-18
JAI FH SUBS LLCBREA, CA
$50,0002025-11-18
STATION 29 LLCSEMINOLE, FL
$500,0002025-11-17
3 SONS SUBS 185, LLCLAKELAND, FL
$1,706,4002025-11-15
Firehouse Subs - BZBOZEMAN, MT
$300,0002025-09-30
ARich Ventures LLCPLEASANTON, CA
$692,2002025-08-27
Prov22 Investments LLCMary Esther, FL
$193,0002025-07-21
GW Watson Marketplace LLCBUCKEYE, AZ
$2,600,0002025-06-27
KARRENBROCK TRANSPORT, LLCWENTZVILLE, MO
$1,150,0002025-06-25
SAB II, LLCRICHMOND, TX
$500,0002025-05-21
WELLS FAMILY LEGACY INC.FORT WALTON BEACH, FL
$200,0002025-05-12
Sean and Stephanie Investments Inc.MANSFIELD, GA
$1,358,0002025-04-04
CCG Stores, LLCLouisville, KY
$65,0002025-03-26
MMW Mansfield LLCMANSFIELD, LA
$952,0002025-03-25

Frequently Asked Questions

Is Firehouse Subs growing or shrinking?

Firehouse Subs's SBA loan count grew 0% year-over-year, suggesting rising financed expansion. This reflects SBA-backed financing activity, not necessarily total unit count -- see the methodology page for what this does and doesn't measure.

How much does it cost to open a Firehouse Subs franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $451K (7% above the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for Firehouse Subs?

4 of 175 SBA loans to Firehouse Subs franchisees (2.3%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.

Explore More

More Restaurants & Food brands Most financed franchises

Top SBA Lenders

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  • The Huntington National Bank13
  • SouthState Bank, National Association10
  • Gulf Coast Bank and Trust Company8
  • First National Bank of Omaha6
Planning to finance a restaurants & food purchase?

Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.

Source: SBA 7(a) FOIA loan dataset. View dataset