Feng Cha
5
SBA Loans
$4.0M
Total Financed
$808K
Avg Loan Size
—
YoY Loan Growth
How Feng Cha Compares
- Ranks #376 of 1,075 Restaurants & Food brands by SBA loan count (#1,429 of 3,543 overall).
- Its average loan of $808K is 93% above the Restaurants & Food median of $419K.
- With only 5 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2022 | 2 | $2.8M |
| FY2024 | 1 | $384K |
| FY2025 | 2 | $813K |
FY2025 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Feng Cha Is Getting SBA-Financed
Recent SBA-Financed Feng Cha Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Feng Cha growing or shrinking?
Feng Cha doesn't have enough SBA loan activity in both FY2024 and FY2025 to calculate a reliable year-over-year trend. For context, it ranks #376 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Feng Cha franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $808K (93% above the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Feng Cha?
Feng Cha only has 5 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
Top SBA Lenders
- Hancock Whitney Bank3
- Midwest Regional Bank1
- Celtic Bank Corporation1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset