Fatburger
16
SBA Loans
$8.1M
Total Financed
$508K
Avg Loan Size
—
YoY Loan Growth
How Fatburger Compares
- Ranks #143 of 1,075 Restaurants & Food brands by SBA loan count (#623 of 3,543 overall).
- Its average loan of $508K is 21% above the Restaurants & Food median of $419K.
- With only 16 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2021 | 5 | $2.0M |
| FY2022 | 4 | $2.2M |
| FY2023 | 2 | $1.8M |
| FY2024 | 2 | $300K |
| FY2025 | 3 | $1.9M |
FY2025 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Fatburger Is Getting SBA-Financed
Recent SBA-Financed Fatburger Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Fatburger growing or shrinking?
Fatburger doesn't have enough SBA loan activity in both FY2024 and FY2025 to calculate a reliable year-over-year trend. For context, it ranks #143 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Fatburger franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $508K (21% above the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Fatburger?
Fatburger only has 16 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
Top SBA Lenders
- The Huntington National Bank4
- Newtek Small Business Finance, Inc.2
- Mission Valley Bank2
- Northeast Bank2
- Citizens Bank1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset