Essential Speech and ABA Therapy
10
SBA Loans
$2.7M
Total Financed
$269K
Avg Loan Size
-60%
YoY Loan Growth
How Essential Speech and ABA Therapy Compares
- Ranks #64 of 170 Health, Senior & Child Care brands by SBA loan count (#899 of 3,543 overall).
- Its average loan of $269K is 19% below the Health, Senior & Child Care median of $333K.
- With only 10 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Health, Senior & Child Care brands overall see a 1.1% charge-off rate across 3,806 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2023 | 2 | $498K |
| FY2024 | 5 | $1.0M |
| FY2025 | 2 | $764K |
| FY2026 | 1 | $430K |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Essential Speech and ABA Therapy Is Getting SBA-Financed
Recent SBA-Financed Essential Speech and ABA Therapy Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Essential Speech and ABA Therapy growing or shrinking?
Essential Speech and ABA Therapy's SBA loan count fell 60% year-over-year. A decline in SBA financing doesn't necessarily mean the brand is shrinking -- franchisees may be using other financing, or SBA lending patterns may have shifted broadly.
How much does it cost to open a Essential Speech and ABA Therapy franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $269K (19% below the typical Health, Senior & Child Care brand's $333K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Essential Speech and ABA Therapy?
Essential Speech and ABA Therapy only has 10 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Health, Senior & Child Care brands overall see a 1.1% charge-off rate across 3,806 loans.
Top SBA Lenders
- The Huntington National Bank5
- First Bank of the Lake3
- PeopleFund1
- Firstrust Savings Bank1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset