FranchiseRanked

Dutch Bros.

Restaurants & FoodSBA loans FY2020–FY2026

19

SBA Loans

$20.3M

Total Financed

$1.1M

Avg Loan Size

—

YoY Loan Growth

How Dutch Bros. Compares

  • Ranks #127 of 1,075 Restaurants & Food brands by SBA loan count (#545 of 3,543 overall).
  • Its average loan of $1.1M is 155% above the Restaurants & Food median of $419K.
  • With only 19 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY20209$5.7M
FY20215$10.1M
FY20221$2.2M
FY20231$350K
FY20241$242K
FY20251$1.3M
FY20261$320K

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where Dutch Bros. Is Getting SBA-Financed

California7 loans · $8.0MOregon3 loans · $2.7MColorado3 loans · $537KIdaho2 loans · $2.1MWashington2 loans · $1.6MArizona1 loan · $5.0MNevada1 loan · $320K

Recent SBA-Financed Dutch Bros. Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

Andrew Head, LLCMINDEN, NV
$320,0002026-02-18
Sunnyside DB, LLCBENTON CITY, WA
$1,346,0002025-03-21
J.L. Chudek, LLCVANCOUVER, WA
$241,6002024-04-22
DutchLove LLCDalton Gardens, ID
$350,0002022-12-19
Barnes DB Enterprises, LLCHERMISTON, OR
$2,233,0002022-09-01
LIQUID LUV CO.ROSEVILLE, CA
$2,500,0002021-08-31
Churn Creek Investments, Inc.REDDING, CA
$915,0002021-07-16
Churn Creek Investments, Inc.REDDING, CA
$488,0002021-06-02
ENRICHED, LLCSCOTTSDALE, AZ
$5,000,0002021-03-16
G4 INVESTMENTS CORP.ANTELOPE, CA
$1,188,0002020-12-10
G4 INVESTMENTS CORP.RIO LINDA, CA
$1,210,0002020-09-24
Randalls, Inc.Meridian, ID
$1,760,6002020-09-15
DB NOCO, LLCLoveland, CO
$166,3002020-05-11
DB NOCO, LLCLOVELAND, CO
$185,4002020-05-06
DB NOCO, LLCLoveland, CO
$185,4002020-05-06
Nunnemaker DB, LLCSEASIDE, OR
$83,0002020-05-01
Liquid Luv Co.GRASS VALLEY, CA
$1,135,0002020-04-27
DB COFFEE FRESNO, INCFRESNO, CA
$611,0002020-02-24
Nunnemaker DB, LLCGearhart, OR
$408,0002019-12-04

Frequently Asked Questions

Is Dutch Bros. growing or shrinking?

Dutch Bros. doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #127 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.

How much does it cost to open a Dutch Bros. franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $1.1M (155% above the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for Dutch Bros.?

Dutch Bros. only has 19 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.

Explore More

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  • UMB Bank, National Association1
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Source: SBA 7(a) FOIA loan dataset. View dataset