Dirty Dough
51
SBA Loans
$10.9M
Total Financed
$213K
Avg Loan Size
-71%
YoY Loan Growth
How Dirty Dough Compares
- Ranks #48 of 1,075 Restaurants & Food brands by SBA loan count (#210 of 3,543 overall).
- Its average loan of $213K is 49% below the Restaurants & Food median of $419K.
- Its 0.0% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2022 | 1 | $201K |
| FY2023 | 29 | $6.4M |
| FY2024 | 14 | $2.9M |
| FY2025 | 4 | $763K |
| FY2026 | 3 | $532K |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Dirty Dough Is Getting SBA-Financed
Recent SBA-Financed Dirty Dough Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Dirty Dough growing or shrinking?
Dirty Dough's SBA loan count fell 71% year-over-year. A decline in SBA financing doesn't necessarily mean the brand is shrinking -- franchisees may be using other financing, or SBA lending patterns may have shifted broadly.
How much does it cost to open a Dirty Dough franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $213K (49% below the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Dirty Dough?
0 of 51 SBA loans to Dirty Dough franchisees (0.0%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.
Top SBA Lenders
- The Huntington National Bank34
- Community Banks of Colorado, A Division of NBH Bank4
- First Bank of the Lake2
- Western Commerce Bank2
- Union Bank and Trust Company1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset