FranchiseRanked

Denny's

Restaurants & FoodSBA loans FY2020–FY2026

20

SBA Loans

$21.2M

Total Financed

$1.1M

Avg Loan Size

—

YoY Loan Growth

How Denny's Compares

  • Ranks #121 of 1,075 Restaurants & Food brands by SBA loan count (#532 of 3,543 overall).
  • Its average loan of $1.1M is 152% above the Restaurants & Food median of $419K.
  • Its 0.0% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY20207$6.6M
FY20212$3.5M
FY20231$525K
FY20241$1.3M
FY20252$2.0M
FY20267$7.3M

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where Denny's Is Getting SBA-Financed

Washington4 loans · $1.3MArizona4 loans · $3.4MNew Jersey3 loans · $5.0MCalifornia2 loans · $2.8MFlorida2 loans · $1.8MOregon1 loan · $350KOhio1 loan · $2.0MMinnesota1 loan · $1.1MUtah1 loan · $2.4MSouth Carolina1 loan · $1.0M

Recent SBA-Financed Denny's Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

DINE BI GHAN DEVELOPMENT, INCST. MICHAELS, AZ
$50,0002026-05-19
Ohana Ktown IncLOS ANGELES, CA
$1,700,0002026-03-25
EB Biz LLCEAST BRUNSWICK, NJ
$500,0002026-03-05
ASA Ventures LLCBORDENTOWN, NJ
$1,770,0002026-03-05
Great Rise LLCAVENEL, NJ
$2,730,0002026-03-04
DINE BI GHAN DEVELOPMENT, INCST. MICHAELS, AZ
$250,0002026-02-27
Dine' Bi Ghan Development, Inc.SAINT MICHAELS, AZ
$250,0002026-01-28
DennH2, LLCMyrtle Beach, SC
$1,000,0002025-07-10
E & J Hospitality, Inc.RICHLAND, WA
$1,008,0002025-06-20
DBJ US CORPMIAMI BEACH, FL
$1,255,6002023-11-15
WDI Blue Heron, LLCRiviera Beach, FL
$525,0002023-06-29
Denny's #6851VICTORVILLE, CA
$1,095,0002021-04-29
TAC 8671. LLCSALT LAKE CITY, UT
$2,381,5002021-04-27
MI5 IncBURNSVILLE, MN
$1,148,0002020-09-29
CDR Management LLCLITCHFIELD PARK, AZ
$2,823,6002020-09-11
T1O, Inc.COLUMBUS, OH
$2,028,0002020-04-28
SK RestaurantsSpanaway, WA
$100,0002020-04-10
DECCA ENTERPRISE, INC.Puyallup, WA
$100,0002020-04-10
SEASKY INCBonney Lake, WA
$100,0002020-04-10
Canby-Denn, Inc.CANBY, OR
$350,0002020-04-07

Frequently Asked Questions

Is Denny's growing or shrinking?

Denny's doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #121 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.

How much does it cost to open a Denny's franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $1.1M (152% above the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for Denny's?

0 of 20 SBA loans to Denny's franchisees (0.0%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.

Explore More

More Restaurants & Food brands Most financed franchises

Top SBA Lenders

  • Columbia Bank4
  • KeyBank National Association3
  • Newtek Bank, National Association2
  • Citizens Bank1
  • Wells Fargo Bank National Association1
Planning to finance a restaurants & food purchase?

Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.

Source: SBA 7(a) FOIA loan dataset. View dataset