Crumbl
304
SBA Loans
$183.5M
Total Financed
$604K
Avg Loan Size
+20%
YoY Loan Growth
How Crumbl Compares
- Ranks #2 of 1,075 Restaurants & Food brands by SBA loan count (#7 of 3,543 overall).
- Its average loan of $604K is 44% above the Restaurants & Food median of $419K.
- Its 0.0% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 22 | $5.9M |
| FY2021 | 62 | $26.0M |
| FY2022 | 82 | $42.7M |
| FY2023 | 75 | $42.7M |
| FY2024 | 20 | $15.8M |
| FY2025 | 24 | $26.6M |
| FY2026 | 19 | $23.8M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Crumbl Is Getting SBA-Financed
Recent SBA-Financed Crumbl Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Crumbl growing or shrinking?
Crumbl's SBA loan count grew +20% year-over-year, suggesting rising financed expansion. This reflects SBA-backed financing activity, not necessarily total unit count -- see the methodology page for what this does and doesn't measure.
How much does it cost to open a Crumbl franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $604K (44% above the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Crumbl?
0 of 304 SBA loans to Crumbl franchisees (0.0%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.
Top SBA Lenders
- The Huntington National Bank35
- Cache Valley Bank16
- Citizens Bank14
- United Community Bank12
- First Merchants Bank12
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset