FranchiseRanked

Crumbl

Restaurants & FoodSBA loans FY2020–FY2026

304

SBA Loans

$183.5M

Total Financed

$604K

Avg Loan Size

+20%

YoY Loan Growth

How Crumbl Compares

  • Ranks #2 of 1,075 Restaurants & Food brands by SBA loan count (#7 of 3,543 overall).
  • Its average loan of $604K is 44% above the Restaurants & Food median of $419K.
  • Its 0.0% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY202022$5.9M
FY202162$26.0M
FY202282$42.7M
FY202375$42.7M
FY202420$15.8M
FY202524$26.6M
FY202619$23.8M

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Recent SBA-Financed Crumbl Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

SHP Summit FL LLCPANAMA CITY BEACH, FL
$913,5002026-06-18
Coral Cookies LLCCAPE CORAL, FL
$2,230,0002026-05-26
Coral Cookies LLCCAPE CORAL, FL
$75,0002026-05-26
JC Investments RB LLCCAMDEN WYOMING, DE
$50,0002026-05-11
JC Investments LLCDOVER, DE
$25,0002026-05-11
JC Investments RB LLCCAMDEN WYOMING, DE
$675,0002026-05-11
Crumbl CookieLEOMINSTER, MA
$1,095,0002026-04-29
CrumblLEAGUE CITY, TX
$250,0002026-04-23
69 MARKET LLCWEST LEBANON, NH
$1,800,0002026-04-14
JAMB, LLCFLORENCE, AL
$850,5002026-03-25
TSF HOLDINGS LLCCARMEL, IN
$5,000,0002026-03-02
Crumbl AndersonAnderson, SC
$950,0002026-01-28
PRJ Management Denham Springs, LLCDENHAM SPRINGS, LA
$1,461,0002026-01-22
PRJ Management Denham Springs, LLCDENHAM SPRINGS, LA
$100,0002026-01-22
Seekonk Cookies, LLCSEEKONK, MA
$800,0002026-01-08
MD Strategies, LLCMonroeville, PA
$1,400,0002025-12-24
CrumblLEAGUE CITY, TX
$4,840,0002025-12-24
2AM2 LLCLINWOOD, MI
$400,0002025-11-18
CRUMBL - MILLENIA FLORLANDO, FL
$905,0002025-11-13
Sweet Life LLCANCHORAGE, AK
$1,253,0002025-09-29
A2 J2 & P, LLCPERRYSBURG, OH
$50,0002025-09-25
A2 J2 & P, LLCPERRYSBURG, OH
$669,0002025-09-25
CookieBiz Springfield LLCSPRINGFIELD, OH
$648,5002025-09-18
KAFR Holdings LLCPOCATELLO, ID
$200,0002025-09-12
B3 Capital Ventures LLCHIGHLAND, UT
$1,200,0002025-09-12

Frequently Asked Questions

Is Crumbl growing or shrinking?

Crumbl's SBA loan count grew +20% year-over-year, suggesting rising financed expansion. This reflects SBA-backed financing activity, not necessarily total unit count -- see the methodology page for what this does and doesn't measure.

How much does it cost to open a Crumbl franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $604K (44% above the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for Crumbl?

0 of 304 SBA loans to Crumbl franchisees (0.0%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.

Top SBA Lenders

  • The Huntington National Bank35
  • Cache Valley Bank16
  • Citizens Bank14
  • United Community Bank12
  • First Merchants Bank12
Planning to finance a restaurants & food purchase?

Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.

Source: SBA 7(a) FOIA loan dataset. View dataset