FranchiseRanked

Cinnaholic

Restaurants & FoodSBA loans FY2020–FY2026

53

SBA Loans

$14.4M

Total Financed

$272K

Avg Loan Size

-33%

YoY Loan Growth

How Cinnaholic Compares

  • Ranks #41 of 1,075 Restaurants & Food brands by SBA loan count (#189 of 3,543 overall).
  • Its average loan of $272K is 35% below the Restaurants & Food median of $419K.
  • Its 1.9% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY20206$1.6M
FY20215$900K
FY202210$2.9M
FY20238$2.0M
FY202412$3.3M
FY20258$2.0M
FY20264$1.6M

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where Cinnaholic Is Getting SBA-Financed

Texas15 loans · $4.5MVirginia5 loans · $1.0MNorth Carolina4 loans · $1.2MSouth Carolina4 loans · $725KIndiana4 loans · $957KNew Jersey3 loans · $605KGeorgia3 loans · $626KIllinois2 loans · $578KPennsylvania2 loans · $590KOklahoma2 loans · $451KAlabama1 loan · $245KIowa1 loan · $300KArizona1 loan · $246KWashington1 loan · $324KKentucky1 loan · $457K

Recent SBA-Financed Cinnaholic Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

McKline Companies LLCPHILADELPHIA, PA
$245,0002026-06-10
Black Card Renewed LLCBerkeley, CA
$281,0002026-04-24
Prettydawg Inc.WAXAHACHIE, TX
$502,2002026-02-25
Gulistan Food LLCPIGEON FORGE, TN
$570,0002026-02-20
Ruti, LLCSUMTER, SC
$20,0002025-05-22
Ruti, LLCSUMTER, SC
$166,2002025-05-22
Cinnaholic Virginia BeachVirginia Beach, VA
$338,9002025-05-13
CinnaholicNEW YORK, NY
$251,0002025-03-04
NICE BUNS, LLCATLANTA, GA
$296,0002025-02-25
CINNAMIMI99, LLCOKLAHOMA CITY, OK
$50,0002025-02-12
CINNAMIMI99, LLCOKLAHOMA CITY, OK
$400,9002025-02-12
CINNAHOLIC BRIGHTONBRIGHTON, MI
$526,0002024-11-15
Gourmet Delights LLCCARMEL, IN
$468,0002024-08-01
Gourmet Delights LLCCARMEL, IN
$25,0002024-08-01
CINNAHOLICLOUISVILLE, KY
$457,0002024-06-24
Chicagoland Gourmet Desserts, LLCNAPERVILLE, IL
$382,5002024-03-15
CinnaholicSEATTLE, WA
$324,0002024-03-05
CINNYROLLS LLCALPHARETTA, GA
$30,0002024-02-24
CINNYROLLS LLCALPHARETTA, GA
$300,0002024-02-24
3 LUCKY HOLDINGS LLCFORT WAYNE, IN
$30,0002024-02-22
3 LUCKY HOLDINGS LLCFORT WAYNE, IN
$433,5002024-02-22
Reignbow Rolls, LLCCHARLOTTE, NC
$498,1002023-12-07
R&L LLCODESSA, TX
$25,0002023-12-02
R&L LLCODESSA, TX
$305,0002023-12-02
VJP NC IncGREENSBORO, NC
$419,0002023-07-10

Frequently Asked Questions

Is Cinnaholic growing or shrinking?

Cinnaholic's SBA loan count fell 33% year-over-year. A decline in SBA financing doesn't necessarily mean the brand is shrinking -- franchisees may be using other financing, or SBA lending patterns may have shifted broadly.

How much does it cost to open a Cinnaholic franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $272K (35% below the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for Cinnaholic?

1 of 53 SBA loans to Cinnaholic franchisees (1.9%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.

Explore More

More Restaurants & Food brands Most financed franchises

Top SBA Lenders

  • The Huntington National Bank21
  • Citizens Bank4
  • Old National Bank3
  • First Bank of the Lake3
  • Broadway National Bank2
Planning to finance a restaurants & food purchase?

Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.

Source: SBA 7(a) FOIA loan dataset. View dataset